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Being poor is expensive; predatory lend...

Being poor is expensive. Between overdraft fees, ATM fees and credit card interest, big banks and predatory lenders are taking advantage of low-income Canadians. Recognizing that the pandemic is far from over and that its effects will remain lasting, advocacy organization the Association of Community Organizations for Reform Now (ACORN Canada) conducted a study detailing […]

Should you lock in a mortgage rate today...

A mortgage rate lock allows you to keep your interest rate unchanged for a set period of time, usually between the time your offer to purchase is accepted and the time you close on your new home. Locking in your rate can help you better plan for future mortgage costs, as rates can fluctuate — […]

What is a home loan and how does it work...

Car title loans are designed for people who need cash fast. They offer a short-term loan using your vehicle title as collateral. Some lenders don’t do credit checks and may not even require proof of employment or income, making auto title loans easy to access, even for consumers with troubled credit histories. But like many […]

How to Get the Best Truck Repair Loans

Owning and driving a tractor-trailer can be an expensive business. Beyond the money needed to buy the truck itself, there are also repairs, which can be very expensive. If you run a trucking business, repair costs can add up quickly. Fortunately, there are several financing options for tractor-trailer owners who need help paying for truck […]

Differentiate between personal loans and...

Many people dream of having a car. If you are also considering buying a car and need direct deposit loans in minutes, you may want professional advice on which loan option will best suit your needs. Should I apply for a personal loan or a car loan? What is the difference between these two credit […]

%%title%% · %%sitename%% What is a secur

A secured loan is a type of loan secured by collateral that your lender can seize if you don’t make payments. A mortgage is one of the most common types of secured loans. Your home is the guarantee. If you don’t make your mortgage payments, your lender will start the foreclosure process to seize your […]

Schapiro: Started in Virginia with a whi...

BY JEFF E. SCHAPIRO Richmond Times-Dispatch Jay Speer has been lobbying the Virginia legislature for as long as he’s been a parent: 22 years. And for almost all, while he and his wife raised two children, both now out of college, Speer fought back against the low-cost instant loan industry, arguing that payday lenders and […]

Where can I get a bad credit loan?

It can be difficult to get a loan from a traditional lender if your credit score is low. However, that doesn’t mean you’re out of luck if you need money fast. Other options to consider for securing the funds you need include online lenders, some banks and credit unions, payday lenders, and title lenders. Some […]

How to get fast money for auto repair

No one wants to be in a situation where their car breaks down and they don’t have the money to fix it. If this happens to you, don’t panic! There are ways to get the money you need fast, like getting a Loan 1000 dollars now so you can get your car back on the […]

Mill City Ventures III, Ltd. announces ...

MINNEAPOLIS, May 16, 2022 /PRNewswire/ — Mill City Ventures III, Ltd. (OTCQB: MCVT), a non-bank lender and specialty finance company, disclosed its revenue and net profit for the quarter ended March 31, 2022 with the filing of its quarterly report on Form 10-Q on Friday May 132022. The filing stated that: Interest income from lending […]

Interested in applying for a car title l...

If you need cash fast and have a car you can use as collateral, then a car title loan might be the perfect option for you. These loans are relatively easy to obtain and offer a much faster turnaround time than traditional bank loans. However, there are some things you need to keep in mind […]

5 tips for launching a startup quickly

Launching a startup can be a daunting task for many. Many new businesses fail to start due to capital issues, poor market research, poor business plans, or poor location. Statistics show that about 20% of new businesses fail within the first two years, 45% within the first five years, and 65% within the first ten […]

Debra Macie Spicer, 55 | Obituary

Debra Macie Spicer, 55, of Saint Joseph, Missouri, died Wednesday, April 27, 2022 at Boone Hospital in Columbia, Missouri. Surrounded by her friends and family, she held hands with her boys as she passed. She was born on September 7, 1966 in Saint Joseph, Missouri. Here she lived most of her life, loved by all […]

What are the different types of personal...

No one wants to be in a position where they have to rely on a loan to help them out financially, but we all have to accept that we may end up in that position eventually. Personal loans are one of the most common types of loans that people end up taking out at some […]

ELEVATE CREDIT, INC. Management’s Discu

The following Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) is intended to help the reader understand our business, our results of operations and our financial condition. The MD&A is provided as a supplement to, and should be read in conjunction with our unaudited condensed consolidated financial statements and the related […]

Board of Directors Votes to Continue Pai...

At the Starkville Board of Aldermen meeting on Tuesday evening, the council decided to continue using the paid parking system in the Cotton District. However, the system is suspended for another 30 days starting Wednesday. After a flurry of backlash and controversy on social media from citizens, visitors and business owners, the council temporarily suspended […]

Line Secures $25 Million in Equity and D...

BIPOC investors, immigrant serial entrepreneurs, social impact and women-led funds are joining forces to support the world’s fastest growing financial network – Line. SAN FRANCISCO, May 3, 2022 /PRNewswire-PRWeb/ — Doublethe company that is building a modern and inclusive financial network, announced today that it has obtained $25 million in Equity and Debt, with Massive […]

How they work, cost, alternatives

Title loans use your car as collateral, which means the lender can repossess your car if you don’t pay. Title loans often have to be repaid within 15 to 30 days and charge interest rates of around 300%. Alternatives to title loans include credit cards, personal loans, side gigs, and local charities. Loading Something is […]

Hi-Way targets 30-40% growth in auto tit...

Tisco Financial Group’s microfinance arm, Hi-Way Co, has set an ambitious target for auto loan growth of 30-40% this year, driven by stronger demand for loans in line with the the country’s economic recovery. Hi-Way, which provides auto title loans under the Somwang Ngern Sang Dai brand, aims to increase loans in this category by […]

How online title loans can help you out ...

If you’re like most people, you’ve probably had to deal with a financial pinch at some point in your life. This can be a very difficult situation to get out of, but there are options available to you. One such option is an online title loan. In this blog post, we will explain how PaydayChampion […]

Child tax credit: is the expanded child ...

Children ate better, families paid off their debts and parents were able to improve their job skills when the expanded child tax credit was sent directly to American families. That’s according to a Brookings Institution global working paper released this month that examines the now-defunct expansion, which was paid monthly for six months. The report, […]

Types of bad credit loans and their uses

If you have bad credit and need cash fast, you may not realize that you may still have loans you qualify for. A loan for bad credit could be an option if you have been refused by your bank or credit union and borrowing from relatives or friends is not an option. There are several […]

How to choose the right title lending co...

Title loans have become very popular for people who need quick emergency cash, title loans generally don’t worry about your credit score. Getting quick cash can be easy, but if you choose the wrong auto title lending company, it can be hard to get by, or even worse, you can end up repossessing your vehicle […]

Three ways to get money now if you have ...

LOS ANGELES – April 5, 2022 – (Newswire.com) iQuanti: Sometimes unexpected expenses arise between pay periods and you need extra funds to get by. But if you don’t have good credit, you might be wondering how to get the money you need fast. Fortunately, there are plenty of options for low credit borrowers, ranging from […]

What awaits you in college

Going from high school to college can be a huge transition. You will have more independence but with that comes more responsibility. It’s a whole new environment with challenges to master and opportunities to enjoy. To prepare for change, it helps to know what to expect in college. Every step you take is your decision […]

10 most exclusive credit cards in the wo...

The fact that there is a credit card available to almost everyone also implies that there are public cards that are not suitable for everyone. Our list of the ten most exclusive credit cards in the world gives you an idea of ​​the privileges and financial necessities an average billionaire might want. If you’re a […]

Pawnbrokers: pros and cons

NEW YORK – March 5, 2022 – (Newswire.com) iQuanti: Pawnbrokers allow people to buy and sell all kinds of items, but you can also get quick loans by posting an item as collateral. These loans can be easy to obtain and offer several advantages, but there are a few disadvantages to consider before diving in. […]

Should I pledge my car title?

NEW YORK – March 5, 2022 – (Newswire.com) iQuanti: Many vehicle owners who need cash fast have probably heard of or considered pledging their car title for a title loan. This loan can earn you quick cash and you can continue to drive your car while you pay off the loan. Here’s how title pawns […]

4 online loans that can help cover

NEW YORK, March 05, 2022 (GLOBE NEWSWIRE) — Online loans are designed to help borrowers get extra cash fast so they can cover essential and emergency expenses. From cash advances and installment loans to title loans and lines of credit, there are many online loans borrowers can choose from to get the money they need. […]

Need emergency cash in Orlando, get a ti...

When you need emergency money, it’s important that you don’t rush into a loan. You can get a title loan in Orlando to get the cash you need fast, but be careful. It’s important to take your time, no matter how stressed you are, don’t accept the first offer you get. Take your time, make […]

Alpha X targets SET listing and loan gro...

Alpha X targets SET listing and loan growth The lender aims to have a portfolio of 20 billion billion Mr Wasin says Thailand’s large luxury car loan market has provided an opening for Alpha X. Alpha X Ltd, a luxury car loan provider under SCB X, aims to grow its car loan portfolio to 20 […]

Inflation ate their lunch, but Americans...

Personal income and expenses under skyrocketing inflation and Omicron. By Wolf Richter for WOLF STREET. Unadjusted for inflation, the personal income of all Americans combined, from all sources – wages, salaries, interest, dividends, rental income, unemployment benefits, stimulus checks, Social Security benefits, etc. but not counting capital gains – was essentially flat (seasonally adjusted) in […]

ELEVATE CREDIT, INC. Management’s Discu

The following Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) is intended to help the reader understand our business, our results of operations and our financial condition. The MD&A is provided as a supplement to, and should be read in conjunction with our consolidated financial statements and the related notes and […]

Cox Automotive Accelerated Title® Reache

Chief Economist of Cox Automotive Jonathan Smoke expects consumer demand to remain strong and vehicle supply to remain weak in the first half of 2022. As this continues to drive up wholesale costs and makes it difficult for dealers to replenish used inventory, the acquisition and reselling exchanges will be essential. By facilitating accurate and […]

Get a car title loan without credit chec...

Car title loans in Miami are a popular choice if you need to get some quick cash, all you need is a vehicle that has enough equity for the car title loan company can help you. It is important to choose a company authorized to do title loans in Miami, title loans can be expensive, […]

Can you get a payday loan with a credit ...

If your credit score is 550, you can only qualify for a personal loan. However, it is almost impossible to obtain large loans with low credit scores. This means you need to look for alternative financial solutions or improve your credit score. In this article, I will explain various things you need to know about […]

The role of brokers in consumer loans

Thursday, February 17, 2022 If you are in the business of transferring money or goods, you are probably dealing with brokers in some way. Brokers are used in many sectors: mortgages, real estate, stocks, wholesale products. The list is endless. If you need something, someone will find it for you. For a fee, of course. […]

Rapid Auto Loans now accepts Venmo and P...

The Florida-based car title loan company now offers two new, convenient ways for borrowers to make loan payments on their vehicle title loan. Press release – February 15, 2022 10:00 am EST POMPANO BEACH, Fla., Feb. 15, 2022 (Newswire.com) – Quick car loans offers car title loans of $300 or more throughout Florida for people […]

West Nashville Cash Express employee rob...

NASHVILLE (WSMV) — It was a scary weekend for some West Nashville businesses as a Charlotte Pike employee was held at knifepoint. Police say the suspect left with cash and the employees’ car, and the thief even tried to run over the employee. It happened at Cash Express on Saturday, and nearby businesses said it […]

Validea John Neff Strategy Daily Upgrade...

JHere are today’s updates for Validea Investor with low PE model based on the published strategy of John Neff. This strategy looks for companies with persistent earnings growth that are trading at a discount to their earnings growth and dividend yield. CURO GROUP HOLDINGS CORP (CURO) is a small-cap value stock in the consumer financial […]

Key business advice for credit financing...

Receive instant alerts when news is published about your stocks. Claim your one week free trial for StreetInsider Premium here. London, United Kingdom, February 09, 2022 McapMediaWire Credit financing can sometimes be the only option to get through a market turmoil. When the market is unstable, you need good business advice that can help you […]

Lower rates do not respond to short-term...

Consumer advocates and those trying to protect those less fortunate are bracing for a fight that likely won’t happen during this year’s short legislative session, which officially began Jan. 19. Long weekend. The fight that probably won’t take place is over the interest rates charged on short-term loans, often called payday loans or title loans. […]

4 quick and easy online personal loans

LOS ANGELES, Jan. 28, 2022 (GLOBE NEWSWIRE) — Many borrowers don’t have time for the traditional loan process, which can take days or even weeks. They need something quick and easy to cover their expenses immediately. Nowadays, the internet makes it quick and easy to get personal loans online from the comfort of home. All […]

How to Create a Successful Brand/Celebri...

Creating the right brand-celebrity partnership is crucial to connecting with consumers. Celebrities command attention, so including them in your marketing campaigns dramatically improves your brand visibility. Statistics show that 16% of Internet users between the ages of 16 and 24 discovered new brands through celebrity endorsements. Companies are now spending more money on these partnerships […]

Fintech Focus: Auto Title Lender LoanMar...

On December 14, 2021, Wheels Financial, LLC (d/b/a LoanMart) entered into a consent order with the California Department of Financial Products and Innovation (DFPI) in which the company agreed to end its lending partnership with Capital Community Bank (CC Bank). The order also prohibits LoanMart from: (1) marketing or servicing title loans under $10,000 with […]

How to improve your financial well-being

LOS ANGELES – January 25, 2022 – (Newswire.com) iQuanti: Financial well-being is an important aspect of overall well-being and happiness. But unfortunately, many people don’t know what it takes to become financially well. Fortunately, if you’re willing to put in the time and effort to learn, improve financial well-being can be easy and maybe even […]

Explain the difference between the diffe...

Icatnews / Shutterstock.com Debit cards and mobile payment options may be all the rage these days, but good old-fashioned checks still reign supreme in some corners of the world. banking world. And there’s a surprisingly wide range of options. You have your standard bank checks, travelers checks, certified checks and nearly a dozen other types. […]

Free government COVID-19 tests now avail...

JThe government website where you can order four free COVID-19 home tests and have them shipped to your door is now live and available. Starting today, January 18, you can visit a new federally run website, COVIDtests.gov, and order free rapid home COVID-19 tests. The United States Postal Service (USPS) will deliver them to your […]

4 big ways technology is changing busine...

Technology is changing the way businesses operate on an unprecedented scale. All business elements (communication, advertising, buying and selling) now rely on technology to be completed faster and more efficiently. New studies reveal that about 64% of small businesses use technology to achieve their goals. It’s now easier to connect with leads and close deals. […]

$300 loans offer a lifeline – and an app

Quick loans from the UAB Regional Institute for Financial Education are available in as little as 24 hours. They can help any Blazer student who experiences an unexpected loss of income, housing or medical issues, or a transportation emergency. Written by: Matt Windsor Media contact: Savannah Koplon Any UAB student can apply for a microcredit. […]

Cap on payday loan rates is bad news for...

Kent Kaiser | The Detroit News Late last year, the so-called “Michiganders for Fair Lending” launched a ballot initiative that would do anything but make lending fairer in Michigan. They named this monstrosity the “Michigan Payday Loan Interest Rate Cap Initiative,” which would likely drive Michigan lenders out of business, hurting working-class Michigan residents. To […]

Online loans via Ipass launch loan conso...

Ipass Loans is a website dedicated to reducing the time and frustration of getting a short term loan, even if the borrower has bad credit references. The website contains links to a range of lenders who work with borrowers who may have difficulty securing a traditional loan. Ipass Loans is pleased to announce that its […]

Best Personal Loans for the Unemployed i...

The current Covid-19 pandemic took a toll on most of us. Many people lost their steady sources of income and, consequently, ran out of their liquid assets. Things get even worse when unexpected financial problems happen suddenly. Being unemployed and having to deal with such undesired happenings can be daunting. But, we are here to […]

Online Instant Loans with Same Day Appro...

There are plenty of reasons someone might need a same-day loan. Perhaps you’ve found yourself in need of money in a hurry. If that sounds like you, then a same-day loan with a guaranteed no credit check could be the answer to your problems. Online same-day loans are becoming one of the most popular financial […]

What is a title loan and what is the pro...

If you are in need of cash to pay for an unexpected situation, you could consider getting the possibility of a title loan and you should know that Champion also does title loans. Title loans may seem like the best option as they can typically be obtained fast and without having to check your credit. But it’s […]

TomoCredit, a fintech that lends to low-...

The TomoCredit team. TomoCredit TomoCredit is a fintech lender that offers credit to people with little or no credit history. It lifted its Series A led by Kapor Capital and KB Investment on Wednesday. Here’s the 17-page pitch deck he used to raise $ 10 million. See more stories on the Insider business page. Kristy […]

Oportun congratulates Jo Ann Barefoot, B...

SAN CARLOS, Calif., September 15, 2021 (GLOBE NEWSWIRE) – Oportun Financial Corporation (NASDAQ: OPRT), an AI-driven financial services and technology company that gives hard workers access to responsible and affordable credit, announced today that its independent board member, Jo Ann Barefoot, has been named Fintech Woman of the Year by the Finovate Awards. The Finovate […]

Download Wiley Consumer Protection (Sept...

Welcome to Wiley’s update on recent developments and next steps in consumer protection in the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory announcements, recap key enforcement actions, and preview upcoming deadlines and events. We also include links to our articles, blogs and webinars with more […]

Oportun provides an intra-quarter update...

Strong progress towards quarterly and annual targets SAN CARLOS, Calif., September 14, 2021 (GLOBE NEWSWIRE) – Oportun Financial Corporation (NASDAQ: OPRT), an AI-driven financial services and technology company that provides hard workers with access to responsible and affordable credit, today provided an intra-quarterly update of its strategic initiatives. “We continue to be very satisfied with […]

Oportun Announces Closing Of $ 600 Milli...

SAN CARLOS, Calif., September 09, 2021 (GLOBE NEWSWIRE) – Oportun Financial Corporation (NASDAQ: OPRT), an AI-driven financial services and technology company that gives hard workers access to responsible and affordable credit, today announced the closing of a new $ 600 million warehouse credit facility, backed by a portion of Oportun’s secured and unsecured personal loans. […]

KTC pandemic submarine loan target

Ms Phichamon, left, and Ms Rueankeaw say KTC aims to keep NPLs at 3% this year. Consumer credit provider Krungthai Card Plc (KTC) expects to miss its loan growth target for auto securities lending due to the impact of the pandemic. The company launched an auto title loan product called P Berm in May 2020 […]

How impact investors alleviate poverty b...

On the left, Michelle Corson, Founder and CEO of On The Road Companies Sutton Pictures / John B. Sutton, Jr. Michelle Corson, a financial professional, wanted to use her skills for the good of society. “I entered my middle years and decided that I wanted to use the skills and knowledge I had developed to […]

Loans Without Credit Checks: Why Avoid T...

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. Borrowing money is not out of the […]

Are Car Title Loans a Smart Move? (2021...

Car title loans are short term loans for small amounts of money. Obtaining an auto title loan involves giving the lender title to your vehicle. Auto title loans can be subject to high interest rates and fees, which can make them difficult to repay. Affiliate Disclosure: Automoblog and its partners may be compensated when you […]

Former Ohio Treasurer Josh Mandel Has La...

Three and a half years ago, Republican Josh Mandel abruptly gave up politics, citing an urgent need to care for his ailing wife. While he was out of the public eye, Mandel took advantage of his connections – landing places on boards and joining startups – and ended her 12-year marriage to Ilana Shafran Mandel. […]

Oportun named one of the Bay Area’s Best

SAN CARLOS, Calif., August 23, 2021 (GLOBE NEWSWIRE) – Oportun (Nasdaq: OPRT) today announced that it has been named Best Place to Work for 2021 by the Bay Area News Group for the third year in a row. Oportun has been named a premier workplace by regional or national publications in each of the past […]

The worst ways to raise money in the bli...

This item is reprinted with permission from Nerdwallet. If you have more bills than you have money, the usual advice is to cut expenses and find some extra income. But some ways to raise money can be much more expensive than others. Here are four that should be avoided, if possible, and what to consider […]

How to pledge a car title

LOS ANGELES, August 17, 2021 / PRNewswire / – When people find themselves in a situation where they need the extra cash immediately, the title pawn, also known as a title loan, can be a good option. Title loans are secured loans that allow car owners to pledge their car titles and receive money, often […]

Can regulators sue lenders for subprime ...

August 12, 2021 – Unlike mortgages, which under Dodd-Frank now require a “ability to pay” assessment by lenders, there is no such standard for subprime auto loans. But with the political winds changing in Washington, will the Consumer Financial Protection Bureau (CFPB) or Congress attempt to create something similar for auto loans? If this happens, […]

Protecting Ohioans From Predatory Payday...

Brown Too many Ohioans fall prey to payday lenders and car titles that trap them in a cycle of debt. Businesses refuse to pay their employees enough to pay the bills, and the big banks won’t give out small loans to help people with unexpected expenses – so Ohioans are forced to turn to these […]

What is a title loan and how does it wor...

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. A title loan uses your car as […]

Nevada Governor Approves Bill Requiring ...

A new Nevada law that comes into effect on October 1, 2021 requires translated documents to be provided to consumers by businesses that advertise and negotiate transactions covered by the law in a language other than English (or allow their agents or employees to advertise and negotiate in a language other than English). A conscious […]

Senate Banking Committee to Hold Hearing...

On Thursday, July 29, the Senate Banking Commission will hold a hearing titled “Protect Americans From Debt Traps By Extending The Army’s 36% Interest Rate Cap To All.” ” Witnesses scheduled for the first panel are Republican Congressman Glenn Grothman and Democratic Congressman Jesús G. “Chuy” García. The witnesses planned for the second panel are: […]

What to Know About Car Title Loans and H...

212Loan Get to know what a car title loan is and how it works. NEW YORK, NEW YORK, UNITED STATES, July 25, 2021 /EINPresswire.com/ – Need money quickly to pay rent, bills or deal with emergencies? Then a car title loan could be the answer to your money problems. A car title loan is a […]